For Families

A prepaid funeral plan is an arrangement with a funeral home to choose and pay for your services ahead of time. Learn what plans cost, which protections to ask about, and how they compare with other ways to plan ahead. We help funeral homes put existing life insurance policies to work, so prepaying is never a family’s only path.

Funeral homes typically ask for payment when arrangements are made, and at-need payment plans are rare. Learn how families actually pay for a funeral, where installment plans still exist, and what to ask before you sit down. We fund verified life insurance assignments through funeral homes, so families with a policy pay nothing out of pocket today.

An assignment of life insurance to a funeral home directs part of a policy’s payout toward the funeral bill, signed by the beneficiary at the arrangement conference. Learn what to bring, who signs in what order, and what happens after the form is submitted. We verify the policy and manage the claim through your funeral director, start to finish.

Pre-planning your funeral may not be the most pleasant topic, but it’s one of the most thoughtful gifts you can give your loved ones. By assigning a portion of your life insurance policy to cover funeral expenses, you ensure your wishes are honored and your family is spared financial stress during a difficult time. This thoughtful choice allows them to focus on celebrating your life, not worrying about the costs.